Since the passage of the Affordable Care Act (ACA) in 2008, the choice of Health Insurance providers has been limited to a select few. Many Doctors and Hospitals may only accept one of the limited Insurance carriers available on the Exchange. Plus, you may be limited on when you can enroll and need guidance from an advisor.
Our goal is to provide answers and assist each client to find what suites their needs.
We are FFM certified and can assist clients with Marketplace Elections during the Annual Enrollment Period as well as during Special Enrollment Periods if needs arise during the year.
2020 Annual Enrollment Period:November 1st through December 15th
Special Enrollment Period (SEP) – as defined on the Healthcare.gov website
A time outside the yearly Annual Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.
Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan. If you miss your Special Enrollment Period window, you may have to wait until the next Annual Enrollment Period to apply.
You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year, if you’re eligible, whether you qualify for a Special Enrollment Period or not.
Short Term Health Insurance as well as Health Share Ministry Plans are also available